Home and Property Insurance

Property owners in the Lone Star state face many challenges throughout the year, including storms, tornadoes, and hail. Duncan Insurance Group understands the importance of your home. We are dedicated to bringing you a comprehensive insurance policy that protects you without breaking the bank.

Wherever you call home we can help. Duncan Insurance Group has policies available for YOUR home and YOUR situation:

Frequently Asked Questions

What is Home Insurance?

Most home insurance policies cover the dwelling, other structures, personal property, personal liability and loss of use. Many options are available to customize your policy to your needs.

What Does Home Insurance Not Cover?

Unfortunately, a basic home insurance policy won't cover everything. Damage caused by flood and earthquake are excluded from home insurance policies and must be covered by additional insurance. Home insurance will not cover normal wear and tear or acts of negligence by the homeowner. Certain items such as jewelry, arts, and tools carry limits on most policies. Discuss any special coverage needs with us.

When is Home Insurance Required?

Home Insurance is required by a mortgage lender up until your home is paid off. Even when your home is paid off it is important to keep your home insured to protect yourself from loss.

When to Buy Insurance?

You should purchase insurance before signing on your home to ensure that you are covered on day one.